Infinity International Commerce Solutions

International Merchandize Transportation Insurance: Insure all your cargos, whatever its type, with door-to-door coverage, whichever country it started and country of destination and independent of type of transportation (airfreight, maritime, river transportation, railway, national and international road transportation). Have a direct control of your cargo insurance with pre-established conditions and preferential rates, line of credit for the payment of the primes, generated during the month and with the assurance that your cargo is re-insured through Lloyd’s of London.

Container Insurance: Insure damages or loss of containers (empty) to be used as crating for the transportation of goods, the coverage does not include the cargo that is being transported. Coverage is offered for damages and losses as a consequence of: war, ill intended acts done by third parties, strikes and fires, natural disasters (floods, landslides, and similar). The declared container is covered by the insurer the moment it leaves the area or terminal of the consignor until it is returned by the transporting company to its owners. The total loss or damage of the containers due to an accident of the transporting vehicle is also covered as well as the total loss of the container through theft (condition time recovery are applied). Coverage is granted if: it is the liability of the insured and it is under the consignment through the transporting company, if it is the property of the insured and it suffered some damage during while transporting of the merchandize.

Errors and omission Insurance for international logistic operators:Assure yourself, as an Authorized Economic Operator that render services in the international commerce, against economic risks derived from fines imposed by Customs or lawsuits by their clients caused to their goods or of fines imposed on them, as a consequence of some error or omission while rendering your services.

Insurance of Frustration of International Contracts: Place the conditions of both parties in a contract or an international buying and selling merchandize, agreement, including power of attorney and turnkey (including the manufacture, preparation and dispatch of the merchandize abroad). This mechanism is very helpful when one has to make payments in advance to new providers with whom one has not done business previously, when one does business with new clients or due to legal budget arrangements that must guarantee the advancement of the money. Enjoy the advantages of an insurance policy with lower costs rather than a bond and without the requirements of collaterals that the latter require.

International Surety: Strengthen under the typical surety concept, with international bond creditors of high financial and economic solvency

Credit Insurance for exportation with political risk clause:The credit line that is given to your clients abroad for goods that you sell them or for services that they export. Endorse your exportation operation, even those coming from financial operations and bank credits with an insurance policy of lower costs than those of a surety bond or a letter of credit and without the request of collaterals that these mechanisms require. Add a political risk clause, for those socio-political areas that could affect the solvency of those credits.

International Storage of Goods Insurance: Assure internationally the storage place that is used to store your goods against the risk of fires, floods, lightings, hurricanes and other acts of nature and that include coverage during the storing, labelling, packing, reconditioning and partial processing of storage merchandize.

Insurance of Property and Political Risks:Insure correctly your properties with coverages of fires, floods, lightnings, hurricanes and other acts of nature and include a political risk clause in cases of expropriations and illegal squatting’s.

Formation of businesses with international jurisdiction with bank accounts opening and related services:Infinity International Solutions assists you in: A. Formation of businesses with international jurisdiction. B. Opening of bank accounts for legal entities at international banks. C. Access to international credit systems for legal entities and D. The registration of international trademarks.

Inspection services done by certified surveyors belonging to the network of agencies of Lloyd’s of London at an international level:These services include:

A.- Inspection of maritime cargo (damages to the cargo): The inspection of the cargo damages is done to confirm the extent of the damage and to establish the causes that originated them, confirming its physical conditions, in agreement with the specification of the product and the knowledge of the shipping.

B.- Inspection of the shipping and pre-shipping at the port of origin in any part of the world: Is the inspection done to the cargo with the finality of verifying the shipment’s condition, in conformity with the contractual specifications, its description in agreement with its shipment and its technical specifications.

C.- Inspection of Condition: It is the type of inspection done to be able to verify the quality and quantity of the product, in agreement with its specification. The purpose of this inspection consists in detecting if the cargo is contaminated or not, if it meets with the required specifications and with the stated quantity.

D.- Hull and machinery inspection: This type of inspection is done to verify damages in collisions, structural damages, damages to the main machinery, damage by grounding and repairs at dry dock.

E.- Assistance in accidents/sicknesses to passengers: With this service, we assist the client in the search of j health centers for attention to the claimers, during his trip abroad as well as with the payments of the medical expenses incurred.

Advance Loss Of Profit (ALOP) Insurance::

Guarantees that the insured party receives indemnification in the case of a loss of economic gain or real loss of earnings, including interest on loans, they would have earned if the accident or event covered by the contract had not happened.

Depending on the risks to be placed, specifically or globally, the insurance coverage may include:

• Coverage of any financial loss suffered by the business as a result of delays on an insured project, delivery failures or cargo damages during transportation (Loss of benefits-ALOP).

• Coverage of fixed costs during the demurrage period as of the expected startup date of the commercial operation to the real startup date thereof (Start Up Delay-ESD), subject to overtime and the indemnification period.

• Loss of benefits derived from natural phenomena such as lightning, floods, earthquakes, tsunamis, hurricanes, hailstorms, plagues, among others. In the foodstuffs sector there are operational risks derived from natural phenomena, so there is always the possibility of delays in crops, or the loss thereof. This delay or loss could affect the company´s ability to trade a commodity or product.

• Loss of benefits derived from political risks, such as the legal impossibility of exchanging foreign currency, forced clearances or nationalizations, the cancellation of licenses, among others.

• Coverage of loss of benefits due to delays in construction and infrastructure projects: Investors in a project may have to cover the cost of not earning rental fees from apartment tenants. Contractors can purchase the insurance premium to cover the cost of having to rent construction equipment and pay the employees for longer than expected. Companies renting out the equipment used in construction can use the insurance premium to cover the costs of not being able to rent out the equipment to other projects.

• Loss of benefits due to hindrances or hurdles or the inability of accessing the facilities.

• Loss of benefits due to electric power outages or failures.

• Loss of benefits due to the fault of vendors or the lack thereof.

• Loss of benefits derived from electric power damages.

• Loss of benefits derived from extraordinary risks covered by the consortium.

• Loss of benefits derived from machine breakdown.

12- Extortion and threats Insurance due to the disclosure of trade secrets:

Depending on the risks to be placed, specifically or globally, the insurance coverage may include:

• Extortion due to the dissemination or use of trade secrets (formulas, patterns, compilations, programs, devices, methods, techniques or processes employed in the business of the insured party and which furnish economic value since they are not of public domain) and electronic data processing equipment and for the processing of other content.

• Extortion to cause bodily harm or losses to property, including the introduction of unauthorized instructions designed to alter, damage or destroy information in an IT system, including those which are self-replicating or self-propagating and which are designed to contaminate IT programs or IT data, consume the system´s resources or usurp the usual operations of the IT system. These benefits cover any and all subsidiaries.

• Legal liability, encompassing lawsuits, legal agreements and/or attorneys´ fees in the defense of lawsuits which include the insured parties or persons insured based on or as a result of an insured event.

• Threats and expenses to respond to threats, without a request for ransom and which are carried out by one or several persons as per the following actions or attempted actions: Damage, destroy or contaminate a property; disseminated, broadcast or use trade secrets.

• Investigation fees on a disappearance.

• Crisis-related fees and expenses, as a result of an insured event.

• Additional expenses, linked to the insured event.

• Kidnapping or abduction situations.

• Traffic losses.

• Product withdrawal and/or destruction expenses, manufactured or distributed by the insured party, as a sole and direct consequence of an act of extortion.

13- Maritime insurance. P&I Coverage:

Provides protection regarding the loss or breakdown of vessels, port terminals, ports, oil platforms, oil ducts¸ vessel hull and keel, maritime accidents, diving contractors and the maritime liability of ship owners, freighters or charterers, terminal operators and port service providers in general.

Depending on the risk, specifically or globally, the premiums on boats and vessels may encompass:

• Contingency risks / trade interruptions.

• Terrorism and piracy.

• Political risks: nationalizations, clearances, expropriations, confiscations, seizures and attachments.

• Risk of war.

• Vessel construction credit risks.

• Leasing liabilities (loss of rentals).

• Hull and machinery and other auxiliary interest.

• Protection against tax-related lawsuits, legal defense and employer disputes.

• Loss of hire

The Protection and Indemnification (P&I) coverage includes, but is not limited to the following:

Typical ship owner insurance coverage that covers their civil liability, known in the maritime business as the P and I or P&I premium, an acronym that identifies the Protection and Indemnification coverage, and which jointly with the Hull & Machinery coverage offer indemnification to the ship owner or operator against any of the many risky events they are exposed to during shipping activities. As its name suggests the traditional P&I coverage encompasses two basic coverage amounts: Protection and Indemnification.

The protection coverage includes but is not limited to the following:

• Indemnification payable by the insured party as a result of a collision between two vessels, as well as collisions against fixed or floating objects which are not vessels, insofar as these risks are not covered by the hull policy.

• Collisions against docks, defense barriers, buoys and land cranes.

• Damages suffered by the owners of docks and their attachments or port equipment, no damages to the vessel covered by the de hull policy and which cover damages suffered by the vessel as a result of contacts with port equipment and facilities (docks and cranes) and damages which take place during loading and unloading operations.

The Indemnification coverage includes but is not limited to the following:

• Coverage against personal damages suffered by vessel crew including not only death, injuries and disease but also associated costs such as repatriation expenses, sending a substitute for the deceased crew member, consequences of a necessary deviation to disembark and other events.

• Personal damages suffered by passengers, or any person traveling in cruise ships or ferries.

• Personal damages caused to the so-called supernumeraries (persons who are not crew members) and passengers present on board, including their family members, accompanying parties, guests of the ship owners and ship yard or repair workshop technicians.

• Cover for personal damages suffered by other persons such as stevedores, and persons walking by the proximity of the vessel, visitors or technicians allowed to board it. This maritime coverage could also recover expenses incurred as a result of the maintenance of stowaways or refugees on board, deportation and repatriation and even expenses due to the deviation to another port to disembark them.

• Ship owner´s cover for the sums disbursed as a result of the removal, destruction and signaling of the remains of sunken vessels and their cargo, when a legal obligation exists or the corresponding authorities demand it.

• Indemnification the insured party is compelled to pay to third parties as a result of the collision of another vessel within sunken remains due to the lack of signage or defective marking with buoys or beacons, shipwreck removal costs, salvage or rescue costs and contamination damages.

• The ship owner´s liability in regards to the merchandise transported, the loss thereof and/or damages or delays in the delivery thereof.

• Indemnification for damages to towed vessels or indemnification payable by the ship owner to the tow barge or third party goods damaged during towing maneuvers.

• Fines imposed on the insured party by maritime, port or customs authorities.

• Quarantine expenses or costs to disinfect the vessel, its cargo or the persons on board due to the appearance of an infectious or contagious disease.

• Coverage on business interruption which covers the loss of revenues suffered by a business after an unexpected event. The loss of revenues covered may be due to a shutdown related to a disaster while setting up a business or due to the process of reconstruction after a disaster.