These plans reinsured by Lloyd 's of London and included in a single plan , the following possibilities for professional or inability unprofessional derived from illness or occupational or non-occupational accident : Monthly Compensation for the periods specified in each plan ; Total compensation at the time provided in each plan fulfilled , after deducting the advance ; return of 50 % or 100 % of the amount paid upon completion of 10 years or 20 years with the current plan, as appropriate; compensation to the beneficiary of 100 % of the insured in case of accidental death and after deducting what may have been advanced by way of a previous disability. For more information visit the website here.